Top-rated dental insurers include Delta Dental, Cigna, MetLife, Guardian, Aetna, Humana, and UnitedHealthcare. Best choice depends on your location and needs.
Delta Dental is the largest dental insurer with extensive networks. It offers competitive coverage and high customer satisfaction, making it a top choice for many.
Compare: network size in your area, coverage percentages, annual maximums, waiting periods, premium costs, customer reviews, and claims processing reputation.
Delta Dental typically has the largest network with over 155,000 dentists. CIGNA, MetLife, and Aetna also maintain extensive nationwide networks.
Delta Dental, CIGNA, and MetLife consistently rank highest in customer satisfaction surveys. Check J.D. Power and NCQA ratings for current rankings.
Cigna offers solid dental coverage with large networks, competitive pricing, and good customer service. Their DPPO plans are popular for flexibility.
MetLife is a top dental insurer, especially for employer group plans. They offer comprehensive coverage, large networks, and strong claims processing.
Best value varies by needs. DHMO plans offer lowest premiums. Mid-range PPOs balance cost and flexibility. Spirit Dental and Physicians Mutual offer affordable individual options.
AM Best, Standard & Poors, and Moodys rate insurer financial strength. NCQA rates health plans. J.D. Power surveys customer satisfaction.
Most major insurers process claims within 10-14 days. Delta Dental and MetLife are known for efficient claims processing and direct dentist payment.