Original Medicare (Parts A and B) does not cover routine dental care. Some Medicare Advantage plans include dental benefits as an additional coverage option.
Best options for seniors include Medicare Advantage with dental, standalone dental insurance from AARP/Delta Dental, dental discount plans, or Medicaid dental if eligible.
Senior dental insurance typically costs $25-$75 per month depending on coverage level. Medicare Advantage plans may include dental at no extra premium.
Yes, AARP partners with Delta Dental to offer dental insurance plans for members. Plans include PPO options with varying coverage levels and premiums.
Seniors commonly need periodontal care, crowns, bridges, dentures, implants, and more frequent cleanings due to age-related dental issues and dry mouth.
Low-income seniors may qualify for Medicaid dental coverage, state dental programs, community health centers, or dental school clinics offering reduced-cost care.
Many Medicare Advantage plans include dental coverage for preventive care, and some offer comprehensive benefits for basic and major procedures.
Senior dental plans often have waiting periods of 6-12 months for basic care and 12-24 months for major work. Some plans offer reduced or no waiting periods.
Dental implant coverage for seniors is limited. Some comprehensive plans cover 50% after waiting periods. Medicare Advantage rarely covers implants.
Seniors can save through dental schools, community health centers, dental discount plans, negotiating cash prices, and maximizing preventive care benefits.